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Acura RSX Insurance Rates

You have lots of choices when buying insurance for your Acura vehicle. You can either contact an insurance agent or price shop online to compare rates from many different companies. Comparing car insurance from online companies is simple to do and at the same time you may find lower rates.

Using the web to shop for car insurance direct is challenging if you have never used online quoting. But don't be discouraged because we're going to show you how. The are a couple different ways to get quotes and find the best price. The recommended way to compare Acura RSX insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by comparing rates here.

What influences Acura RSX insurance quotes?

Insurance premiums on a Acura RSX can fluctuate considerably subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Your job
  • Insurance coverage level
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new Acura models so the cost to replace them can decrease annual premiums. Although more recent Acura vehicles have more advanced features included like lane departure warning system, dual-stage airbags, and pedestrian detection which may lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your RSX from available model years below.

Liability coverage - Acura RSX liability coverage will cover damages or injuries you inflict on people or other property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision coverage - This coverage will pay to fix damage to your Acura resulting from a collision with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Acura RSX can be pricey, so consider removing coverage from lower value vehicles. You can also increase the deductible in order to get cheaper Acura RSX insurance rates.

Comprehensive coverage - This coverage pays for damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay. The most you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses like doctor visits, EMT expenses, and X-ray expenses. They are often used in conjunction with a health insurance program or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Acura RSX Insurance Rates?