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Acura RDX Insurance Cost

Drivers have lots of options when finding cheaper insurance coverage on your Acura vehicle. You can buy from a local agent or shop online to compare rates from many different car insurance companies. Comparing car insurance through online rate quotes is easy, plus you might just save a little.

Beginners to buying insurance may think shopping for affordable Acura RDX insurance is going to be difficult. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. The easiest way by far to compare Acura RDX insurance rates involves getting comparison quotes online. This can be done by comparing rates here.

Rates are determined by these things

Auto insurance rates paid to insure a Acura RDX can be significantly different based upon several criteria. Including but not limited to:

  • The performance level of your RDX
  • How many accidents you have had
  • Home and auto can earn discounts
  • How you use your vehicle
  • Mature drivers pay less
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor that can impact Acura RDX insurance cost is the model year. Used vehicles have a lower value in comparison to older models so the costs to repair will push premiums down. Conversely, new Acura models may have a trim level with safety features such as lane departure warning system, autonomous braking, pedestrian detection, and blind-spot warning system that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your RDX from the list below.

Auto liability

Liability insurance provides protection from damage or injury you incur to a person or their property. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as large an amount as possible.

Collision protection

This coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive auto coverage

This pays for damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Acura RDX comprehensive insurance. The highest amount your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they either have no liability insurance or not enough. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. PIP is not universally available and gives slightly broader coverage than med pay.

How Much are Acura RDX Insurance Rates?