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Acura ILX Hybrid Insurance Rates

There are many options when trying to insure your Acura vehicle. You can either buy through an agent or price shop online to compare rates from car insurance companies. Comparing car insurance from online rate quotes is simple to do and there is a good chance you can save money.

Using the web to shop for car insurance direct can be a challenge if you have never used quoting online. But don't let that discourage you because it's actually quite easy. There are several ways to get quotes from different insurance companies. The quickest method to compare ILX Hybrid insurance quotes involves getting comparison quotes online. This can be accomplished by comparing rates here.

Car insurance premiums for a Acura ILX Hybrid can be significantly different subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your occupation
  • The level of coverage
  • Whether you own your home

An additional factor that can impact ILX Hybrid insurance rates is the year of the vehicle. Used vehicles cost less than newer models so repair costs tend to be lower which can decrease annual premiums. Conversely, more recent Acura vehicles may have safety features such as adaptive cruise control, a collision avoidance system, autonomous braking, and an advanced theft deterrent system that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your ILX Hybrid below.

Liability insurance

ILX Hybrid liability coverage will cover damage that occurs to other people or property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision coverage

This coverage will pay to fix damage to your Acura caused by collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. ILX Hybrid collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive protection

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Acura ILX Hybrid Insurance Rates?