Compare 2018 Jeep Renegade Car Insurance Quotes

Want cheaper car insurance rates for your Jeep Renegade? I can’t think of anyone who gets a kick out of paying for car insurance, especially when they know they are paying too much.

Insurance companies such as State Farm, Progressive and GEICO increase brand awareness with TV and radio ads and it can be hard to not get sucked in by the cute commercials and find the best price available.

It’s smart to shop coverage around on a regular basis because car insurance prices tend to go up over time. Even if you think you had the best rates for Renegade coverage two years ago you will most likely find a better premium rate today. Ignore everything you know about car insurance because I’m going to teach you the best methods to find lower rates on car insurance.

Find hidden discounts on insurance coverage

Some providers don’t always publicize the entire discount list in an easy-to-find place, so the following list contains a few of the more common and also the more inconspicuous discounts that you can inquire about if you buy car insurance online.

  • Driver Safety – Successfully completing a course in driver safety could cut 5% off your bill and easily recoup the cost of the course.
  • Use Seat Belts – Buckling up and requiring all passengers to buckle their seat belts can save a little off the PIP or medical payment premium.
  • Anti-lock Brakes – Cars that have steering control and anti-lock brakes can avoid accidents and earn discounts up to 10%.
  • Multi-line Discount – Larger insurance carriers have better rates if you take out life insurance from them.
  • Auto/Home Discount – If you can combine your homeowners and auto policy with one company you may earn approximately 10% to 15%.
  • Discount for Home Ownership – Being a homeowner may earn you a small savings due to the fact that maintaining a home is proof of financial responsibility.
  • Senior Citizens – If you’re over the age of 55, you may be able to get lower premium rates for Renegade coverage.
  • Pay Upfront and Save – If you pay your bill all at once instead of paying each month you could save 5% or more.
  • One Accident Forgiven – This one is not really a discount per se, but companies like State Farm, Progressive and GEICO will let one accident slide before your rates go up as long as you don’t have any claims prior to being involved in the accident.
  • Student in College – who attend college more than 100 miles from home and do not have access to a covered vehicle may be able to be covered for less.

We need to note that most discount credits are not given to the entire policy premium. Most only cut individual premiums such as physical damage coverage or medical payments. So despite the fact that it appears adding up those discounts means a free policy, you aren’t that lucky.

To choose insurance coverage companies who offer cheap insurance coverage quotes, click this link.

Tailor your insurance coverage coverage to you

When choosing coverage for your personal vehicles, there really is not a “best” method to buy coverage. Everyone’s needs are different so your insurance needs to address that. For example, these questions may help you determine whether you may require specific advice.

  • Who is covered when they drive my 2018 Jeep Renegade?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • How can I force my company to pay a claim?
  • Does coverage extend to Mexico or Canada?
  • Is business equipment covered while in my vehicle?
  • Can my babysitter drive my car?

If you don’t know the answers to these questions, you may need to chat with an insurance agent. If you want to speak to an agent in your area, take a second and complete this form or go to this page to view a list of companies.

Insurance policy specifics

Understanding the coverages of your policy can help you determine appropriate coverage and the correct deductibles and limits. The coverage terms in a policy can be confusing and even agents have difficulty translating policy wording. Listed below are the normal coverages available from insurance companies.

Liability coverages – This provides protection from damages or injuries you inflict on other people or property that is your fault. This coverage protects you from claims by other people, and does not provide coverage for damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see policy limits of 100/300/100 which means a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and a limit of $100,000 paid for damaged property.

Liability insurance covers claims like repair bills for other people’s vehicles, structural damage, medical expenses, repair costs for stationary objects and legal defense fees. How much coverage you buy is a decision to put some thought into, but buy as high a limit as you can afford.

Comprehensive (Other than Collision) – Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as fire damage, falling objects, rock chips in glass and a broken windshield. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Medical expense insurance – Med pay and PIP coverage kick in for short-term medical expenses such as X-ray expenses, doctor visits, ambulance fees, funeral costs and dental work. They are often utilized in addition to your health insurance policy or if there is no health insurance coverage. It covers both the driver and occupants in addition to getting struck while a pedestrian. PIP is not universally available and may carry a deductible

Protection from uninsured/underinsured drivers – Your UM/UIM coverage protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries and damage to your Jeep Renegade.

Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family.

Collision – Collision insurance covers damage to your Renegade resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage protects against things like backing into a parked car, colliding with a tree, scraping a guard rail and rolling your car. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. You can also increase the deductible to get cheaper collision coverage.

In the end, you save

Budget-friendly car insurance can be purchased online and also from your neighborhood agents, and you should compare rates from both so you have a total pricing picture. Some car insurance companies may not provide price quotes online and these smaller providers provide coverage only through local independent agents.

We just covered many ways to lower your 2018 Jeep Renegade insurance prices. The key thing to remember is the more providers you compare, the better likelihood of getting low cost car insurance. You may be surprised to find that the most savings is with a small local company. These companies may cover specific market segments cheaper as compared to the big name companies such as Progressive and GEICO.

More tips and info about car insurance is available at these sites: