2017 Mercedes-Benz SLC-Class Car Insurance Quotes – 6 Tips for Cheapest Rates

Are you regretting the purchase of an underperforming, overpriced insurance coverage policy? Trust us, many drivers have buyer’s remorse. Online insurance companies like GEICO, Progressive and Allstate persitently shower you with ad campaigns and consumers find it hard to see through the cute green geckos and mayhem and take the time to shop coverage around.

Do you qualify for discount insurance coverage?

Insurance coverage is not an enjoyable expense, but companies offer discounts that may help make it more affordable. Some of these disounts will be visible when you get a quote, but lesser-known reductions have to be inquired about before being credited.

  • Government Employees – Having worked for a branch of the government may reduce rates when you quote auto insurance on SLC-Class insurance but check with your company.
  • Clubs and Organizations – Participating in a professional or civic organization can get you a small discount on your next insurance coverage statement.
  • Theft Prevention Discount – Vehicles equipped with anti-theft or alarm systems are stolen with less frequency and earn discounts up to 10% off your auto insurance quote.
  • Driver Education Discount – Require your teen driver to take driver’s ed class in school.
  • Onboard Data Collection – Insureds who allow their company to track where and when they drive remotely like Drivewise from Allstate or In-Drive from State Farm may get a rate reduction if they have good driving habits.
  • Pay Now and Pay Less – By paying your entire bill at once instead of making monthly payments you may reduce your total bill.

Don’t be shocked that most discounts do not apply to the entire policy premium. Most cut the price of certain insurance coverages like medical payments or collision. If you do the math and it seems like you would end up receiving a 100% discount, nobody gets a free ride. Any qualifying discounts will lower the premium cost.

If you would like to view insurance companies that offer many of these discounts, follow this link.

Cheapest insurance quotes

Most major insurance companies like Progressive, Allstate and GEICO make it easy to get prices from their websites. Doing online price comparisons doesn’t take much effort as you simply type in your coverage information into the form. Behind the scenes, the quote system orders your credit score and driving record and generates a price based on many factors. Quoting online makes it a lot easier to compare rates but the time required to go to several different sites and type in the same information is a big time waster. But it is imperative to perform this step in order to get the lowest insurance rates.

A more efficient way to lower your rates uses one simple form that gets price quotes from several different companies. It’s a real time-saver, reduces the work, and makes rate comparisons much easier. Once the form is submitted, your coverage is rated and you are able to buy any of the quotes returned.

If a lower price is quoted, you can simply submit the application and purchase coverage. The whole process takes 15 minutes at the most and you’ll know if lower rates are available.

To save time and find out what other companies charge, simply click here to open in new window and complete the simple form. If you currently have coverage, we recommend you type in the coverage information exactly as they are listed on your policy. This ensures you’re receiving rate comparison quotes for exact coverage.

What insurance coverages do I need?

When it comes to choosing the right insurance coverage for your vehicles, there really is no “best” method to buy coverage. Every situation is different so your insurance should reflect that These are some specific questions could help you determine if your situation may require specific advice.

  • I have a DUI can I still get coverage?
  • Is my Mercedes-Benz SLC-Class covered if I use it for business?
  • Should I buy more coverage than the required minimum liability coverage?
  • Should I bundle my homeowners policy with my auto?
  • Should I rate my 2017 Mercedes-Benz SLC-Class as pleasure use or commute?
  • Am I covered if I break a side mirror?
  • Can my teen drive my company car?
  • What is the difference between comprehensive and collision coverage?
  • Is a blown tire covered by insurance?
  • How do I insure my teen driver?

If you’re not sure about those questions but a few of them apply, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, take a second and complete this form or you can also visit this page to select a carrier It only takes a few minutes and you can get the answers you need.

Car insurance coverages 101

Knowing the specifics of car insurance helps when choosing the best coverages and the correct deductibles and limits. Policy terminology can be impossible to understand and reading a policy is terribly boring. These are the usual coverages offered by car insurance companies.

Comprehensive car insurance

This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things like a tree branch falling on your vehicle, damage from flooding, vandalism, damage from a tornado or hurricane and hail damage. The maximum amount you’ll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Liability coverages

Liability insurance protects you from injuries or damage you cause to people or other property by causing an accident. This coverage protects you from claims by other people. It does not cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see policy limits of 25/50/25 that means you have $25,000 bodily injury coverage, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000. Alternatively, you may have one limit called combined single limit (CSL) which combines the three limits into one amount without having the split limit caps.

Liability insurance covers claims like repair bills for other people’s vehicles, funeral expenses and medical expenses. How much liability coverage do you need? That is a decision to put some thought into, but buy as much as you can afford.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection when the “other guys” either are underinsured or have no liability coverage at all. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your 2017 Mercedes-Benz SLC-Class.

Because many people have only the minimum liability required by law, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Frequently these coverages are set the same as your liablity limits.

Collision coverage

This coverage pays for damage to your SLC-Class resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.

Collision coverage protects against things such as backing into a parked car, sustaining damage from a pot hole, damaging your car on a curb and rolling your car. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. It’s also possible to raise the deductible in order to get cheaper collision rates.

Coverage for medical expenses

Med pay and PIP coverage kick in for short-term medical expenses such as dental work, ambulance fees, surgery and nursing services. The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover you and your occupants as well as getting struck while a pedestrian. Personal injury protection coverage is only offered in select states and may carry a deductible

Shop around and save

When searching for cheaper auto insurance quotes, it’s a bad idea to sacrifice coverage to reduce premiums. In many instances, someone dropped full coverage and discovered at claim time they didn’t purchase enough coverage. Your goal should be to buy enough coverage at an affordable rate.

More affordable auto insurance can be purchased online in addition to many insurance agents, so you need to shop auto insurance with both so you have a total pricing picture. There are still a few companies who may not offer price quotes online and many times these small insurance companies only sell through independent agents.

To learn more, feel free to browse these articles: