2017 Chevrolet Camaro Car Insurance Quotes – 8 Tips for Cheaper Rates

Want cheaper auto insurance rates for your Chevrolet Camaro? There isn’t a single person who anticipates paying for auto insurance, especially when the price is too high.

Vehicle owners have multiple auto insurance companies to insure vehicles with, and though it is a good thing to have a selection, too many choices makes it more difficult to find the lowest cost provider.

Affordable insurance coverage rates with discounts

Some providers don’t always list all disounts very well, so the list below contains both the well known as well as some of the hidden credits available to you.

  • ABS Braking Discount – Cars with ABS and/or traction control prevent accidents and will save you 10% or more.
  • Claim Free – Good drivers with no accidents have much lower rates when compared with accident-prone drivers.
  • Waiver for an Accident – but companies like Liberty Mutual, Allstate and State Farm may permit one accident before your rates go up so long as you are claim-free prior to being involved in the accident.
  • Defensive Driver Discounts – Taking a course in safe driver may get you a small discount and make you a better driver.
  • Policy Bundle Discount – If you insure your home and vehicles with one insurance company you could earn a discount of over 10 percent off each policy depending on the company.
  • Save over 55 – If you qualify as a senior citizen, you may receive a discount up to 10% for Camaro insurance.
  • Distant College Student Discount – Youth drivers who attend college more than 100 miles from home and don’t have a car can be insured at a reduced rate.
  • Service Members Pay Less – Having a deployed family member may qualify for rate reductions.

It’s important to understand that most of the big mark downs will not be given to the overall cost of the policy. A few only apply to the cost of specific coverages such as collision or personal injury protection. Despite the appearance that all those discounts means the company will pay you, insurance companies wouldn’t stay in business. Any qualifying discounts will definitely reduce the amount you pay for coverage.

To see companies offering insurance coverage discounts, click here.

Cheap car insurance price quotes

Most companies such as Progressive, Allstate and GEICO provide insurance quotes direct online. Comparing prices online is fairly simple because you just enter the amount of coverage you want on the page. When complete, their rating system orders your driving record and credit report and returns a price. Being able to quote online simplifies rate comparisons, but the time it takes to visit multiple sites and type in your information can get tiresome after awhile. But it’s absolutely necessary to perform this step in order to find a lower rate.

There is a better way!

The quickest way to locate the lowest prices makes use of a single form to get prices from multiple companies. It saves time, eliminates repetitive work, and makes quoting online a little more enjoyable. As soon as you send your information, it gets priced and you are able to buy any or none of the quotes that you receive. If one or more price quotes are lower than your current rates, it’s easy to complete the application and buy the new coverage. The whole process can be completed in a matter of minutes and may save quite a bit of money.

To find out how much you can save on car insurance, click here and fill out the form. If you have your current policy handy, we recommend you complete the form with your coverages just like they are on your policy. This helps ensure you will get comparison quotes based on the exact same insurance coverage.

Tailor your insurance coverage to you

When choosing the best insurance coverage, there is no “best” method to buy coverage. Every situation is different and your policy should reflect that. Here are some questions about coverages that might point out whether or not you might need an agent’s assistance.

  • Is business equipment covered while in my vehicle?
  • Will filing a claim cost me more?
  • How much liability do I need to cover my assets?
  • Does coverage extend to a rental car in a foreign country?
  • Do I need higher collision deductibles?
  • Are my tools covered if they get stolen from my vehicle?
  • How do I file an SR-22 for a DUI in my state?
  • Exactly who is provided coverage by my policy?

If you can’t answer these questions but you think they might apply to your situation, you might consider talking to an insurance agent. To find lower rates from a local agent, fill out this quick form or go to this page to view a list of companies.

Coverage specifics

Knowing the specifics of a car insurance policy helps when choosing appropriate coverage for your vehicles. The coverage terms in a policy can be impossible to understand and even agents have difficulty translating policy wording. Listed below are typical coverages available from car insurance companies.

Comprehensive coverage (or Other than Collision)

This covers damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for things like vandalism, theft, falling objects and a broken windshield. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle’s occupants when other motorists either are underinsured or have no liability coverage at all. Covered losses include injuries to you and your family as well as your vehicle’s damage.

Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Collision coverage protection

This coverage covers damage to your Camaro from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.

Collision coverage protects against claims such as driving through your garage door, crashing into a ditch, backing into a parked car and damaging your car on a curb. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Liability coverage

This coverage will cover damages or injuries you inflict on people or other property that is your fault. Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see limits of 100/300/100 which stand for a $100,000 limit per person for injuries, $300,000 for the entire accident, and property damage coverage for $100,000.

Liability insurance covers claims like bail bonds, funeral expenses, repair bills for other people’s vehicles, emergency aid and medical expenses. How much liability coverage do you need? That is a personal decision, but it’s cheap coverage so purchase as much as you can afford.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for chiropractic care, nursing services, funeral costs and rehabilitation expenses. They can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. It covers both the driver and occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage

Final considerations

When trying to cut insurance costs, you should never buy lower coverage limits just to save a few bucks. Too many times, an accident victim reduced comprehensive coverage or liability limits only to regret at claim time that saving that couple of dollars actually costed them tens of thousands. Your objective should be to buy the best coverage you can find for the lowest cost, not the least amount of coverage.

Cost effective 2017 Chevy Camaro insurance can be bought both online in addition to many insurance agents, so you need to shop car insurance with both in order to have the best chance of saving money. There are still a few companies who do not offer the ability to get quotes online and these regional insurance providers provide coverage only through local independent agents.

Throughout this article, we presented a lot of tips how to save on 2017 Chevy Camaro insurance. The most important thing to understand is the more rate quotes you have, the better your comparison will be. Drivers may discover the most savings is with the smaller companies. Smaller companies often have lower premium rates on specific markets than their larger competitors like GEICO and State Farm.

For more information, link through to these articles: