How Much Does 2017 Acura RDX Car Insurance Cost?

Searching for better insurance rates for your Acura RDX? Locating better insurance prices for your Acura RDX can be difficult, but you can learn the following methods to save time.

There are more efficient ways to find insurance online so you’re going to learn the best way to get price quotes on a Acura and find the cheapest rates from both online companies and local agents.

Pricing the best protection is easy if you know what you’re doing. If you have insurance now or are just looking to switch companies, you can use these tips to get lower rates and still get good coverage. Drivers only need an understanding of the proper methods to shop their coverage around online.

How to find the cheapest insurance

Comparing insurance rates can take hours if you don’t utilize the fastest way to get free quotes. You can waste a lot of time driving to local insurance agents in your area, or you can stay home and use online quotes to quickly compare rates.

Many popular insurance companies participate in an industry program that allows shoppers to complete one form, and each participating company returns a rated price. This saves time by eliminating repetitive form submissions for every insurance company.

To fill out one form to compare multiple rates now click to open in new window.

The only downside to using this type of form is buyers cannot specifically choose the providers you want to price. So if you prefer to pick individual companies to compare rates, we have assembled a list of the cheapest insurance companies in your area. Click here to view list.

Compare rates however you want, just do your best to use equivalent coverages for every quote you compare. If you have different limits and deductibles on each one it will be very difficult to determine the lowest rate for your Acura RDX.

When in doubt talk to an agent

When buying adequate coverage, there really is not a best way to insure your cars. Every situation is different.

For instance, these questions can aid in determining whether or not you would benefit from an agent’s advice.

  • Why am I be forced to buy a membership to get insurance from some companies?
  • Do I have any recourse if my insurance company denies a claim?
  • Does insurance cover damages from a DUI accident?
  • Do I need PIP (personal injury protection) coverage in my state?
  • What is medical payments coverage?
  • What can I do if my company denied a claim?
  • How high should deductibles be on a 2017 Acura RDX?
  • How many claims can I have before being cancelled?

If you can’t answer these questions but a few of them apply, you may need to chat with an agent. If you want to speak to an agent in your area, simply complete this short form. It only takes a few minutes and you can get the answers you need.

Car insurance specifics

Understanding the coverages of car insurance helps when choosing which coverages you need and proper limits and deductibles. The terms used in a policy can be difficult to understand and nobody wants to actually read their policy.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage gives you protection when the “other guys” either are underinsured or have no liability coverage at all. This coverage pays for injuries sustained by your vehicle’s occupants as well as damage to your 2017 Acura RDX.

Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked. Most of the time these coverages are similar to your liability insurance amounts.

Liability

Liability insurance protects you from injuries or damage you cause to other people or property by causing an accident. It protects you from claims by other people, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see policy limits of 50/100/50 that means you have a $50,000 limit per person for injuries, a per accident bodily injury limit of $100,000, and property damage coverage for $50,000. Some companies may use a combined single limit or CSL which limits claims to one amount without having the split limit caps.

Liability insurance covers claims such as loss of income, attorney fees and bail bonds. How much liability should you purchase? That is up to you, but you should buy as much as you can afford.

Comprehensive (Other than Collision)

Comprehensive insurance pays for damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive can pay for things like hail damage, a tree branch falling on your vehicle, hitting a bird, damage from a tornado or hurricane and hitting a deer. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Medical expense insurance

Med pay and PIP coverage reimburse you for immediate expenses for things like nursing services, prosthetic devices and hospital visits. The coverages can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. It covers both the driver and occupants as well as getting struck while a pedestrian. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay

Collision coverage protection

Collision insurance pays for damage to your RDX from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things such as damaging your car on a curb, colliding with a tree, sideswiping another vehicle, crashing into a ditch and hitting a parking meter. Collision is rather expensive coverage, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.