2015 Audi A6 Car Insurance Quotes – 9 Tricks for Cheapest Rates

Trying to find better auto insurance rates for your Audi A6? Having to pay for expensive auto insurance can overdraw your bank account and put a big crunch on your finances. Comparing cost estimates can lower your rates and help to lower your monthly bill.

Popular companies such as GEICO, Progressive and Allstate promote their brand names with catchy ads and it is challenging if not impossible to ignore the flying pigs and cute green geckos and effectively compare rates to find the best deal.

You should make it a habit to price shop coverage before your policy renews because prices are constantly changing. Despite the fact that you may have had the best price for A6 coverage a couple years back you can probably find a better rate now. Block out anything you think you know about auto insurance because you’re going to get a crash course in the proper way to find better rates and still maintain coverage.

If you have a policy now or are shopping for new coverage, you can follow these tips to reduce the price you pay while maximizing coverage. Buying car insurance is not rocket science. Consumers just need to learn the best way to compare rates online.

How to compare free insurance coverage rate quotes

Shopping for lower insurance coverage rates can take time and effort if you don’t understand the easiest way. You could waste a few hours talking about coverages with agents in your area, or you can stay home and use online quotes to get rate comparisons in just a few minutes.

The majority of car insurance companies enroll in a system that enables customers to enter their coverage request one time, and at least one company can give them a price based on that data. This prevents consumers from doing quotation requests to every company.

To enter your information into the quoting system, click here to open in new window.

The one downside to doing it this way is that you can’t choose the providers you want to price. So if you prefer to pick specific insurance companies for rate comparison, we have assembled a list of the cheapest insurance coverage companies in your area. Click here to view list.

It’s up to you how you get prices quotes, just try to use nearly identical quote information with every price quote. If you have different deductibles you will not be able to determine the best price for your Audi A6.

What is the best auto insurance coverage?

When it comes to buying proper insurance coverage, there really is no perfect coverage plan. Everyone’s situation is a little different and your policy should reflect that. For instance, these questions might help in determining whether or not you could use an agent’s help.

  • When do I need to add a new car to my policy?
  • Is business property covered if stolen from my car?
  • Should I rate my 2015 Audi A6 as pleasure use or commute?
  • What discounts do I qualify for?
  • Do all my vehicles need collision coverage?
  • Why is insurance for a teen driver so high?
  • Do I have coverage when using my vehicle for my home business?

If you’re not sure about those questions then you might want to talk to an agent. If you want to speak to an agent in your area, take a second and complete this form or click here for a list of auto insurance companies in your area. It’s fast, doesn’t cost anything and you can get the answers you need.

Car insurance 101

Learning about specific coverages of insurance helps when choosing appropriate coverage for your vehicles. The terms used in a policy can be ambiguous and coverage can change by endorsement. These are typical coverage types found on most insurance policies.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle when other motorists either have no liability insurance or not enough. This coverage pays for hospital bills for your injuries and damage to your Audi A6.

Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Comprehensive insurance

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive can pay for things like damage from flooding, vandalism and rock chips in glass. The highest amount your insurance company will pay is the cash value of the vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Auto collision coverage

This covers damage to your A6 resulting from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers claims like sustaining damage from a pot hole, damaging your car on a curb, sideswiping another vehicle, crashing into a ditch and scraping a guard rail. This coverage can be expensive, so you might think about dropping it from older vehicles. It’s also possible to raise the deductible to save money on collision insurance.

Liability coverage

Liability coverage can cover damage or injury you incur to other’s property or people. Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show policy limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and $100,000 of coverage for damaged propery.

Liability coverage pays for things such as medical services, medical expenses, bail bonds, legal defense fees and repair costs for stationary objects. How much liability should you purchase? That is up to you, but it’s cheap coverage so purchase as large an amount as possible.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage kick in for bills such as rehabilitation expenses, nursing services, ambulance fees and funeral costs. They can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Coverage applies to not only the driver but also the vehicle occupants in addition to any family member struck as a pedestrian. PIP is not an option in every state and gives slightly broader coverage than med pay