2014 Chevrolet Camaro Insurance Cost

Searching for cheaper auto insurance rates for your Chevrolet Camaro? No car owner enjoys paying for auto insurance, especially when they are aware that the cost is too high.

Due to the increasing number of options, it is hard for the average consumer to pick a more affordable insurance company.

Discounts can really help lower premiums

Insuring your vehicles can cost a lot, but discounts can save money and there are some available that can drop the cost substantially. Certain credits will be shown at the time of quoting, but some must be manually applied in order for you to get them.

  • Anti-theft Discount – Cars and trucks equipped with tracking devices and advanced anti-theft systems are stolen with less frequency and will save you 10% or more.
  • Discounts for Seat Belt Usage – Forcing all vehicle occupants to fasten their seat belts can save 10% or more off the personal injury premium cost.
  • Air Bag Discount – Vehicles equipped with air bags or automatic seat belts may earn rate discounts up to 30%.
  • Driver Training Discounts – Taking a defensive driver course could cut 5% off your bill and also improve your driving technique.
  • Home Ownership Discount – Just being a homeowner may earn you a small savings because maintaining a house demonstrates responsibility.
  • Driver’s Ed – Teen drivers should sucessfully take a drivers education course if it’s offered in school.
  • Include Life Insurance and Save – If the company offers life insurance, you could get a discount if you purchase life insurance.

You can save money using discounts, but most discount credits are not given to the entire policy premium. Most only cut specific coverage prices like liability and collision coverage. Even though the math looks like it’s possible to get free car insurance, it just doesn’t work that way.

A few of the larger companies and a partial list of their discounts can be found below.

  • Travelers may offer discounts for save driver, IntelliDrive, new car, multi-policy, hybrid/electric vehicle, and home ownership.
  • 21st Century offers discounts including early bird, 55 and older, teen driver, anti-lock brakes, driver training, student driver, and automatic seat belts.
  • State Farm includes discounts for good driver, Steer Clear safe driver discount, driver’s education, accident-free, student away at school, anti-theft, and safe vehicle.
  • GEICO may include discounts for membership and employees, good student, anti-theft, military active duty, and seat belt use.
  • SAFECO policyholders can earn discounts including drive less, homeowner, teen safety rewards, bundle discounts, teen safe driver, accident prevention training, and multi-car.
  • AAA discounts include pay-in-full, multi-policy, anti-theft, good student, and education and occupation.

When comparing rates, check with all the companies how many discounts you can get. Some discounts might not be offered everywhere. To choose insurers who offer free insurance quotes, follow this link.

The quickest way to compare policy rates is to know car insurance companies participate in a system to quote your coverage. The only thing you need to do is take a few minutes to give details like driver details, whether you have decent credit, the type of vehicles you drive, and how much coverage you want. That information is automatically sent to multiple top-rated companies and they respond with quotes with very little delay.

To start a quote now, click here and find out if lower rates are available.

Will just any policy work for me?

When choosing the right insurance coverage for your vehicles, there really is no “perfect” insurance plan. Every situation is different so your insurance needs to address that. These are some specific questions might point out whether your personal situation would benefit from an agent’s advice.

  • Can I pay claims out-of-pocket if I buy high deductibles?
  • Is my camper covered by my car insurance policy?
  • What is the minimum liability in my state?
  • When should my teen driver be added to my policy?
  • Can I rent a car in Mexico?
  • Is my 2014 Chevy Camaro covered for flood damage?

If you can’t answer these questions but you know they apply to you, you might consider talking to a licensed agent. If you don’t have a local agent, fill out this quick form or you can also visit this page to select a carrier

Coverages available on your policy

Learning about specific coverages of insurance can help you determine the right coverages for your vehicles. Insurance terms can be confusing and reading a policy is terribly boring. Listed below are typical coverages available from insurance companies.

Medical expense coverage

Med pay and PIP coverage pay for immediate expenses for things like funeral costs, dental work and nursing services. The coverages can be utilized in addition to your health insurance program or if you do not have health coverage. Coverage applies to not only the driver but also the vehicle occupants as well as if you are hit as a while walking down the street. PIP is only offered in select states and gives slightly broader coverage than med pay

Auto liability

Liability coverage can cover damage or injury you incur to people or other property. It protects you from legal claims by others. It does not cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show liability limits of 100/300/100 which means $100,000 bodily injury coverage, a total of $300,000 of bodily injury coverage per accident, and a limit of $100,000 paid for damaged property.

Liability can pay for claims like repair costs for stationary objects, medical expenses, bail bonds and medical services. How much coverage you buy is your choice, but buy as high a limit as you can afford.

Comprehensive protection

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against things such as damage from a tornado or hurricane, falling objects, rock chips in glass, vandalism and damage from flooding. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Uninsured or underinsured coverage

This protects you and your vehicle when other motorists do not carry enough liability coverage. This coverage pays for hospital bills for your injuries and also any damage incurred to your Chevy Camaro.

Since a lot of drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Collision insurance

Collision insurance pays to fix your vehicle from damage resulting from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage protects against things such as crashing into a building, scraping a guard rail, driving through your garage door, backing into a parked car and rolling your car. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. You can also choose a higher deductible in order to get cheaper collision rates.

Spend less. Save more.

Discount 2014 Chevy Camaro insurance is available from both online companies as well as from insurance agents, and you need to comparison shop both to have the best rate selection. Some insurance providers do not offer price quotes online and most of the time these regional carriers provide coverage only through independent insurance agents.

We covered a lot of ways to compare 2014 Chevy Camaro insurance car insurance rates online. The key thing to remember is the more you quote insurance coverage, the higher the chance of saving money. Consumers may even find the lowest priced auto insurance comes from a lesser-known regional company. They may only write in your state and offer lower premium rates compared to the large companies like State Farm, GEICO and Nationwide.

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