How Much Does 2014 Buick Enclave Car Insurance Cost?

Shoppers have many options when shopping for affordable Buick Enclave insurance. You can either waste hours driving around to get rate comparisons or utilize the internet to compare rates. There is a better way to shop for car insurance and we’ll show you the absolute fastest way to compare rates on a Buick and obtain the cheapest rates from local insurance agents and online providers.

The most recommended method to compare insurance rates in your area is to realize most larger insurance companies will pay a fee to give rate comparisons. To get started, all you need to do is provide details including if the vehicle is leased, if your license is active, your occupation, and how much education you have. Your information gets sent immediately to insurance companies and you will receive price estimates quickly.

To start a quote now, click here and find out if you can get cheaper insurance.

How much car insurance do I need?

When it comes to choosing the best car insurance coverage for your vehicles, there really is no cookie cutter policy. Every situation is different.

These are some specific questions could help you determine if your insurance needs might need an agent’s assistance.

  • Is business property covered if stolen from my car?
  • Am I missing any policy discounts?
  • Should I waive the damage coverage when renting a car?
  • Am I covered by my spouse’s policy after a separation?
  • Why do I only qualify for high-risk insurance?
  • Will I lose any money if I cancel my policy before it expires?
  • Is my camper covered by my car insurance policy?

If you don’t know the answers to these questions but you know they apply to you then you might want to talk to a licensed agent. To find lower rates from a local agent, take a second and complete this form. It is quick, free and may give you better protection.

Coverages available on your car insurance policy

Understanding the coverages of your car insurance policy helps when choosing appropriate coverage at the best deductibles and correct limits. Policy terminology can be impossible to understand and even agents have difficulty translating policy wording.

Comprehensive protection

Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive insurance covers things such as theft, hail damage and a broken windshield. The most a car insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Liability coverages

This coverage protects you from injuries or damage you cause to a person or their property that is your fault. It protects you against claims from other people. It does not cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see limits of 50/100/50 which means a limit of $50,000 per injured person, a limit of $100,000 in injury protection per accident, and a limit of $50,000 paid for damaged property.

Liability coverage pays for claims like loss of income, medical services and court costs. How much coverage you buy is your choice, but buy as large an amount as possible.

Medical expense coverage

Med pay and PIP coverage provide coverage for short-term medical expenses such as funeral costs, prosthetic devices and surgery. They are used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. They cover all vehicle occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is not universally available and may carry a deductible

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection from other motorists when they either have no liability insurance or not enough. It can pay for medical payments for you and your occupants as well as damage to your Buick Enclave.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder.

Collision coverage protects against things like rolling your car, hitting a parking meter and crashing into a ditch. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. You can also choose a higher deductible to save money on collision insurance.