View 2014 Acura TSX Insurance Rates

Looking for lower auto insurance rates for your Acura TSX? If you’re trying to find lower-cost insurance, are you confused by the sheer number of auto insurance providers? Many other drivers are as well. vehicle owners have so many choices that it can turn into a real hassle to find lower auto insurance rates.

How to get free car insurance quotes online

All the larger car insurance companies like Progressive, GEICO, Allstate and State Farm make it easy to get pricing direct online. The process is possible for anyone because it’s just a matter of typing in the coverages you want into the form. When the form is submitted, the company’s rating system sends out for your driving and credit reports and generates a price based on the data you entered.

Online price quotes simplifies rate comparisons, but the time it takes to visit a lot of sites and type in your information is a big time waster. But it’s very important to do this in order to get a lower rate.

Online rates the easy way

A less time-consuming method to find cheaper rates utilizes a single form to get prices from more than one company. The form is fast, requires much less work on your part, and makes online shopping much more enjoyable. After sending the form, it is rated with multiple companies and you can pick your choice of the quotes that you receive. If one or more price quotes are lower than your current rates, you can click and sign and purchase the new policy. This process takes 15 minutes at the most and you will find out if you’re overpaying now.

To save time and compare pricing, click here to open in new window and begin entering your coverage information. If you currently have coverage, we recommend you input the insurance coverages identical to your current policy. This guarantees you will be getting a price comparison based on similar coverages.

Get affordable insurance coverage with discounts

Not many people think insurance is cheap, but discounts can save money and there are some available to cut the cost considerably. Some of these disounts will be visible when you purchase, but once in a while a discount must be manually applied before you get the savings.

Professional Organizations – Being in qualifying clubs or civic groups is a simple method to lower premiums on your next insurance coverage statement.
Passenger Safety Discount – Vehicles equipped with air bags and/or automatic seat belt systems may qualify for discounts as much as 30%.
Discount for Low Mileage – Low mileage vehicles could qualify for discounted prices on garaged vehicles.
Pay Early and Save – By paying your policy upfront instead of paying each month you can actually save on your bill.
ABS Brakes – Vehicles that have steering control and anti-lock brakes have fewer accidents so you can save 10 percent or more.
Multi-line Discount – Not all insurance coverage companies offer life insurance, but some may give you lower prices if you buy life insurance.
Drive Safe and Save – Drivers who avoid accidents can save as much as half off their rates for TSX coverage than drivers with accidents.
Government Employees – Active or retired federal employment could cut as much as 10% off for TSX coverage with some insurance coverage companies.
Defensive Driver Discount – Taking time to complete a defensive driver course could save 5% or more if you qualify.

Consumers should know that most of the big mark downs will not be given to the entire policy premium. Some only apply to the cost of specific coverages such as liability, collision or medical payments. Even though the math looks like you would end up receiving a 100% discount, insurance coverage companies aren’t that generous.

The best insurance coverage companies and their offered discounts are:

State Farm offers discounts including multiple policy, anti-theft, Steer Clear safe driver discount, accident-free, and passive restraint.
Farmers Insurance may include discounts for bundle discounts, pay in full, teen driver, distant student, youthful driver, early shopping, and mature driver.
GEICO offers discounts for multi-vehicle, defensive driver, seat belt use, five-year accident-free, federal employee, and multi-policy.
American Family offers premium reductions for Steer into Savings, accident-free, defensive driver, air bags, bundled insurance, early bird, and good student.
Nationwide has discounts for business or organization, defensive driving, accident-free, multi-policy, anti-theft, Farm Bureau membership, and good student.
Progressive includes discounts for online quote discount, good student, continuous coverage, homeowner, and multi-policy.

Before purchasing a policy, check with each company or agent the best way to save money. Some credits might not be offered on policies in your state. To choose companies that can offer you the previously mentioned discounts, click here.

Tailor your car insurance coverage to you

When buying adequate coverage for your vehicles, there really is no perfect coverage plan. Every situation is different.

These are some specific questions can aid in determining if you would benefit from an agent’s advice.

Am I covered when driving a rental car?
Will my rates increase for filing one claim?
What companies insure drivers after a DUI or DWI?
Am I covered when using my vehicle for business?
Is a new car covered when I drive it off the dealer lot?
Should I rate my 2014 Acura TSX as pleasure use or commute?
Should I buy more coverage than the required minimum liability coverage?

If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form.

Learn about insurance coverages for a 2014 Acura TSX

Knowing the specifics of a insurance policy aids in choosing the best coverages and proper limits and deductibles. Policy terminology can be ambiguous and coverage can change by endorsement.

Coverage for liability

This coverage provides protection from damage that occurs to other people or property in an accident. This coverage protects you from legal claims by others, and does not provide coverage for your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 100/300/100 which means a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000.

Liability can pay for claims such as repair bills for other people’s vehicles, medical expenses and loss of income. How much liability coverage do you need? That is your choice, but you should buy as high a limit as you can afford.

Collision coverage

Collision insurance covers damage to your TSX from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims such as hitting a parking meter, colliding with a tree, rolling your car, backing into a parked car and colliding with another moving vehicle. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive coverages

This coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as fire damage, falling objects, damage from getting keyed and vandalism. The maximum payout a insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured and underinsured coverage

Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries and also any damage incurred to your Acura TSX.

Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments

Med pay and PIP coverage reimburse you for expenses like prosthetic devices, EMT expenses, hospital visits, pain medications and dental work. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. They cover all vehicle occupants as well as getting struck while a pedestrian. PIP is not universally available and may carry a deductible