2007 Bentley Continental GT Car Insurance Cost

There isn’t a single person who loves paying for insurance coverage, especially knowing the cost is too high.

There are many car insurance companies to buy insurance from, and even though it’s nice to have a choice, more choices can make it harder to compare rates.

How much is insurance coverage?

When comparison shopping, there are several ways of comparing rates from different insurance companies. The easiest way to find competitive 2007 Bentley Continental GT insurance rates is simply to get online rate quotes. This is very easy and can be done in a couple of different ways.

  1. The simplest way to get quotes for comparison is to use a rate comparison form (click to open form in new window). This easy form keeps you from doing boring form submissions for every company. Just one form will return price quotes from multiple companies.
  2. A harder way to compare rate quotes is to take the time to go to the website of each company and repeat the quote process. For sake of this example, let’s say you want to get rates from Auto-Owners, GEICO and State Farm. To get rate quotes you would need to go to each individual site to input your insurance information, and that’s why the first method is more popular.

    To view a list of companies in your area, click here.

How you compare quotes is your choice, just ensure you’re using exactly the same coverages and limits for each price quote. If you use higher or lower deductibles it will be next to impossible to make a fair rate comparison. Even a minor difference in coverage limits can make a big difference in price. Just remember that comparing more rates from different companies gives you a better chance of getting the best offered rates. Not every company does price estimates online, so it’s important to compare rates from the smaller companies as well.

Double check you’re getting these discounts

Car insurance is expensive, but you might be missing out on some discounts that may help make it more affordable. Certain credits will be shown when you complete an application, but lesser-known reductions have to be asked for before being credited.

  • Seat Belt Discounts – Using a seat belt and requiring all passengers to buckle up can save up to 10 percent (depending on the company) on the medical payments or PIP coverage costs.
  • E-sign – Some larger companies may give you up to $50 for buying your policy on the internet.
  • Multiple Vehicles – Buying a policy with all your vehicles on the same car insurance policy may reduce the rate for each vehicle.
  • Data Collection Discounts – People who choose to allow their car insurance company to scrutinize their driving habits by using a small device installed in their vehicle such as Drivewise from Allstate or Snapshot from Progressive could save a few bucks if they show good driving skills.
  • Homeowners Savings – Owning a home can get you a discount because owning a home demonstrates responsibility.
  • Discounts for New Vehicles – Adding a new car to your policy may earn a small discount because new vehicles have to meet stringent safety requirements.

As is typical with insurance, most discounts do not apply the the whole policy. The majority will only reduce specific coverage prices like liability and collision coverage. Even though it may seem like all those discounts means the company will pay you, company stockholders wouldn’t be very happy.

Car insurance companies that possibly offer most of the discounts above are:

Before you buy a policy, ask all companies you are considering how you can save money. Some discounts may not apply to policies everywhere.

Special considerations

When it comes to choosing the best auto insurance coverage for your vehicles, there isn’t really a one size fits all plan. Each situation is unique so your insurance should reflect that These are some specific questions might point out whether or not you could use an agent’s help.

  • Is my nanny covered when driving my vehicle?
  • How much liability insurance is required?
  • Will my rates increase for filing one claim?
  • Am I covered when using my vehicle for business?
  • Can my teen drive my company car?
  • Am I covered if I drive in a foreign country?
  • What is the rate difference between pleasure use and commuting?
  • Where can I find DUI or SR-22 insurance?
  • Is my 2007 Bentley Continental GT covered for flood damage?
  • Which is better, split liability limits or combined limits?

If it’s difficult to answer those questions, you may need to chat with a licensed agent. To find lower rates from a local agent, fill out this quick form or you can also visit this page to select a carrier

Lower your insurance premiums

Many different elements are part of the equation when you get a price on insurance. Most are fairly basic like an MVR report, but some are less obvious like your continuous coverage or your commute time.An important part of buying insurance is that you know a few of the rating criteria that go into determining your premiums. When consumers understand what impacts premium levels, this empowers consumers to make smart changes that could help you find lower premium levels.

The itemized list below are some of the most rate-impacting factors used by your company to calculate your prices.

  • Insurance is expensive for younger drivers – Inexperience drivers are known to be less responsible when behind the wheel therefore insurance rates are much higher. Having to add a beginning driver onto a policy can be quite pricey. Mature drivers have been proven to be more responsible, cause fewer claims and accidents and get fewer tickets.
  • Getting married can save you money – Walking down the aisle can actually save you money when shopping for insurance. It translates into being more mature and statistics show married drivers get in fewer accidents.
  • Rural areas have lower rates – Residing in less populated areas can save you money when shopping for auto insurance. City drivers regularly have more road rage incidents and longer commute times. Less people living in that area means fewer accidents and lower theft and vandalism rates.
  • Multi-policy discounts can save money – Some companies afford better rates for people who have multiple policies with them. It’s known as a multi-policy discount. Even if you already get this discount, it’s still a good idea to shop around to ensure the best deal.There is a good possibility that you can find better rates by buying from different companies
  • Poor credit decisions can cost you – Having a bad credit rating is a big factor in calculating your insurance rates. Therefore, if your credit history can be improved, you could be paying less to insure your 2007 Bentley Continental GT by repairing your credit. Insureds that have very high credit ratings tend to be better risks to insure than drivers who have poor credit scores.
  • Obey driving laws and save – Having just one driving citation can increase the cost of insurance by as much as thirty percent. Attentive drivers have lower premiums compared to bad drivers. Drivers who have gotten careless tickets like DUI or willful reckless driving might be required by their state to complete a SR-22 with their state DMV in order to prevent their license from being revoked.

Coverages available on your policy

Understanding the coverages of insurance can be of help when determining appropriate coverage at the best deductibles and correct limits. Policy terminology can be ambiguous and nobody wants to actually read their policy. Below you’ll find the usual coverages found on the average insurance policy.

Comprehensive protection

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like falling objects, hitting a bird and damage from flooding. The maximum payout you’ll receive from a claim is the actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for things like pain medications, rehabilitation expenses and ambulance fees. They are often utilized in addition to your health insurance program or if you do not have health coverage. They cover not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP is not available in all states and may carry a deductible

Collision insurance

This coverage covers damage to your Continental GT caused by collision with another car or object. You first must pay a deductible then your collision coverage will kick in.

Collision coverage protects against claims such as backing into a parked car, hitting a mailbox, crashing into a ditch, rolling your car and driving through your garage door. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. It’s also possible to choose a higher deductible to bring the cost down.

Liability coverages

This coverage will cover injuries or damage you cause to other’s property or people by causing an accident. This insurance protects YOU from claims by other people, and doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 50/100/50 that means you have a limit of $50,000 per injured person, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property.

Liability can pay for claims like medical services, attorney fees and medical expenses. How much coverage you buy is a personal decision, but buy as much as you can afford.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when the “other guys” either have no liability insurance or not enough. Covered claims include medical payments for you and your occupants and damage to your Bentley Continental GT.

Since many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

A fool and his money are soon parted

Low-cost 2007 Bentley Continental GT insurance is possible both online and from local insurance agents, and you need to comparison shop both in order to have the best price selection to choose from. Some insurance providers don’t offer online rate quotes and these regional insurance providers prefer to sell through independent agents.

As you quote auto insurance, it’s very important that you do not buy poor coverage just to save money. There have been many cases where an accident victim reduced physical damage coverage only to discover later that the savings was not a smart move. The ultimate goal is to buy the best coverage you can find for the lowest price, but do not sacrifice coverage to save money.

Additional car insurance information is available on the following sites: