2007 Bentley Continental Flying Spur Insurance Rates – 10 Tricks for Best Quotes

Looking for better insurance rates for your Bentley Continental Flying Spur? Finding the lowest cost insurance online is challenging for vehicle owners who are new to comparing prices over the internet. With such a large number of companies in the marketplace, how are vehicle owners expected to possibly compare every one to find the best price?

It’s a good habit to do price comparisons occasionally because insurance prices trend upward over time. If you had the best deal for Continental Flying Spur insurance a few years ago you may be paying too much now. Ignore everything you know about insurance because we’re going to demonstrate the fastest way to find the best coverage while lowering your premiums.

Choosing the best insurance company for you is not that difficult. If you currently have a car insurance policy, you stand a good chance to be able to lower your premiums substantially using these tips. Although drivers need to learn the methods companies use to sell online because it can help you find the best coverage.

The easiest way to compare rate quotes is to take advantage of the fact almost all companies participate in a system to give free rates quotes. The only thing you need to do is take a few minutes to give details like whether the vehicles are used for commuting, your education level, distance driven, and whether you are single or married. The data is automatically sent to multiple top-rated companies and they respond with quotes within a short period of time.

To get price quotes for your car now, click here then complete the form.

Lower rates by qualifying for these ten discounts

Insurance is easily one of your largest bills, but there’s a good chance there are discounts to help bring down the price. Certain discounts will be triggered automatically at quote time, but a few must be manually applied before being credited.

  • Federal Government Employee – Employees or retirees of the government could qualify for a slight premium decrease for Continental Flying Spur insurance but check with your company.
  • Accident Forgiveness – Not really a discount, but certain companies may permit one accident without the usual rate increase as long as you don’t have any claims for a particular time prior to the accident.
  • Student Discount for Driver Training – Teen drivers should complete a driver education course in school.
  • Anti-lock Brakes – Vehicles that have steering control and anti-lock brakes are safer to drive and will save you 10% or more.
  • Active Service Discounts – Being on active deployment in the military could qualify you for better prices.
  • Cautious Drivers – Drivers without accidents can get discounts for up to 45% lower rates for Continental Flying Spur insurance than their less cautious counterparts.
  • Senior Citizen Discount – Mature drivers can possibly qualify for a small discount on rates for Continental Flying Spur insurance.
  • Homeowners Savings – Just owning your own home can get you a discount because of the fact that having a home requires a higher level of personal finance.
  • Payment Discounts – By paying your entire bill at once rather than paying in monthly installments you can avoid the installment charge.
  • Discount for Multiple Policies – If you have multiple policies and place coverage with the same company you may earn up to 20% and get you cheap insurance coverage.

You can save money using discounts, but some credits don’t apply to the entire policy premium. Most only cut specific coverage prices like medical payments or collision. If you do the math and it seems like all the discounts add up to a free policy, you’re out of luck.

Large insurance companies and a summarized list of policyholder discounts include:

  • State Farm has discounts for multiple policy, multiple autos, Drive Safe & Save, safe vehicle, and Steer Clear safe driver discount.
  • American Family offers premium reductions for defensive driver, mySafetyValet, Steer into Savings, good student, multi-vehicle, air bags, and early bird.
  • GEICO may offer discounts for good student, daytime running lights, five-year accident-free, anti-theft, air bags, and anti-lock brakes.
  • 21st Century has savings for air bags, anti-lock brakes, theft prevention, student driver, 55 and older, teen driver, and driver training.
  • Progressive policyholders can earn discounts including online signing, homeowner, online quote discount, good student, continuous coverage, multi-vehicle, and multi-policy.

Check with every insurance company what discounts are available to you. Savings may not apply to policyholders in your area.

Car insurance is unique, just like you

When buying the best car insurance coverage for your vehicles, there is no cookie cutter policy. Coverage needs to be tailored to your specific needs.

These are some specific questions might point out whether or not you might need an agent’s assistance.

  • Do I have newly-aquired coverage?
  • Am I covered when driving a rental car?
  • Does car insurance cover theft of personal property?
  • Is there coverage for injuries to my pets?
  • When would I need rental car insurance?
  • Do I need PIP coverage since I have good health insurance?
  • If I drive on a suspended license am I covered?
  • Do I need roadside assistance coverage?
  • What if I owe more than I can insure my car for?
  • If my 2007 Bentley Continental Flying Spur is totaled, can I afford another vehicle?

If you can’t answer these questions but you think they might apply to your situation, then you may want to think about talking to an agent. To find lower rates from a local agent, take a second and complete this form.

Auto insurance coverage specifics

Having a good grasp of your policy aids in choosing appropriate coverage and the correct deductibles and limits. Auto insurance terms can be difficult to understand and nobody wants to actually read their policy.

Auto collision coverage

Collision insurance covers damage to your Continental Flying Spur resulting from colliding with another car or object. You will need to pay your deductible and then insurance will cover the remainder.

Collision insurance covers things like hitting a mailbox, hitting a parking meter and damaging your car on a curb. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.

Liability car insurance

This provides protection from damage or injury you incur to people or other property that is your fault. It protects YOU from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 50/100/50 that means you have $50,000 bodily injury coverage, a limit of $100,000 in injury protection per accident, and a limit of $50,000 paid for damaged property.

Liability coverage pays for things like repair costs for stationary objects, medical services and emergency aid. The amount of liability coverage you purchase is your choice, but consider buying as large an amount as possible.

Uninsured/Underinsured Motorist coverage

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they do not carry enough liability coverage. This coverage pays for hospital bills for your injuries as well as your vehicle’s damage.

Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Comprehensive coverage

Comprehensive insurance coverage pays for damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims like damage from getting keyed, fire damage and hitting a bird. The highest amount your auto insurance company will pay is the actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance provide coverage for expenses for things like dental work, ambulance fees and surgery. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. They cover you and your occupants and will also cover being hit by a car walking across the street. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage

In conclusion

As you restructure your insurance plan, you should never buy poor coverage just to save money. There are many occasions where an insured dropped full coverage and discovered at claim time they didn’t have enough coverage. Your goal should be to buy a smart amount of coverage at the best cost.

We covered a lot of information how to shop for 2007 Bentley Continental Flying Spur insurance online. It’s most important to understand that the more price quotes you have, the higher the chance of saving money. You may even find the biggest savings come from the smaller companies.

Some auto insurance companies may not offer online price quotes and usually these regional insurance providers only sell coverage through independent agents. Lower-priced 2007 Bentley Continental Flying Spur insurance is definitely available both online and with local insurance agents, and you should be comparing both to have the best chance of lowering rates.

Much more information about auto insurance can be found below: