Save on 2006 Bentley Continental GT Car Insurance Quotes

Consumers have many options when looking for the best price on Bentley Continental GT insurance. They can either waste time driving around to compare prices or utilize the internet to get rate quotes.

There are both good and bad ways to buy insurance so you’re going to learn the absolute fastest way to compare rates for a Bentley and obtain the best price possible either online or from local insurance agents.

Auto insurance discounts help lower rates

Insurance can cost an arm and a leg, but you might be missing out on some discounts that can help lower your rates. Certain credits will be shown at the time of purchase, but some may not be applied and must be asked about before you get the savings.

  • Early Payment Discounts – If you pay your bill all at once rather than paying monthly you may have a lower total premium amount.
  • Paperwork-free – A few insurance companies will give you a small discount get auto insurance over the internet.
  • Employee of Federal Government – Federal government employees could provide a small rate reduction for Continental GT insurance with some auto insurance companies.
  • Good Student Discount – This discount may save as much as 25% on a auto insurance quote. Earning this discount can benefit you up until you turn 25.
  • Service Members Pay Less – Having a family member in the military could mean lower prices.
  • Early Signing – A few auto insurance companies give discounts for switching policies prior to your current policy expiring. You may see this discount when you get auto insurance quotes online.
  • Life Insurance – Larger insurance companies have better rates if you take out some life insurance in addition to your auto policy.

It’s important to note that most of the big mark downs will not be given to all coverage premiums. Some only apply to the price of certain insurance coverages like physical damage coverage or medical payments. Despite the appearance that adding up those discounts means a free policy, company stockholders wouldn’t be very happy.

Some companies who might offer most of the discounts above possibly include:

Check with each company or agent which discounts can lower your rates. Some discounts may not be available everywhere. If you would like to view companies who offer auto insurance discounts, click here to view.

Which is the best insurance coverage?

When choosing adequate coverage for your personal vehicles, there is no perfect coverage plan. Everyone’s situation is a little different.

For example, these questions might point out whether or not you may require specific advice.

  • Is my teenager covered with friends in the car?
  • What if I owe more than I can insure my car for?
  • Can my teen drive my company car?
  • Do I need medical payments coverage since I have good health insurance?
  • Why am I required to buy high-risk coverage?
  • What discounts do I qualify for?
  • Are rock chip repairs covered?
  • Is motorclub coverage worth it?
  • How much can I save by bundling my policies?

If you can’t answer these questions, you might consider talking to an insurance agent. To find an agent in your area, take a second and complete this form. It’s fast, doesn’t cost anything and can help protect your family.

Insurance coverage breakdown

Learning about specific coverages of your policy aids in choosing which coverages you need for your vehicles. Policy terminology can be ambiguous and coverage can change by endorsement.

Collision coverage

Collision coverage covers damage to your Continental GT caused by collision with an object or car. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage protects against claims like sideswiping another vehicle, colliding with a tree and crashing into a ditch. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. It’s also possible to raise the deductible in order to get cheaper collision rates.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance pay for bills for things like EMT expenses, rehabilitation expenses and nursing services. The coverages can be used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. They cover both the driver and occupants in addition to any family member struck as a pedestrian. PIP coverage is not available in all states and may carry a deductible

Comprehensive coverage (or Other than Collision)

This pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive can pay for claims like hitting a deer, vandalism, theft, hail damage and damage from flooding. The highest amount a insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle’s occupants from other drivers when they do not carry enough liability coverage. It can pay for injuries sustained by your vehicle’s occupants and damage to your 2006 Bentley Continental GT.

Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea. Frequently these coverages are similar to your liability insurance amounts.

Liability coverage

Liability coverage protects you from damage that occurs to a person or their property in an accident. It protects YOU from claims by other people. It does not cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show values of 25/50/25 that translate to $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and $25,000 of coverage for damaged propery. Occasionally you may see a combined limit that pays claims from the same limit with no separate limits for injury or property damage.

Liability insurance covers things like repair bills for other people’s vehicles, legal defense fees and loss of income. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

More quotes. Lower rates.

People switch companies for a number of reasons such as being labeled a high risk driver, poor customer service, not issuing a premium refund or even high rates after DUI convictions. Regardless of your reason, finding a new company can be easy and end up saving you some money.

Cheaper 2006 Bentley Continental GT insurance is available on the web and with local insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. A few companies may not offer online quoting and most of the time these small, regional companies only sell through independent agencies.

We just showed you quite a bit of information on how to save on 2006 Bentley Continental GT insurance. The key thing to remember is the more price quotes you have, the better your comparison will be. You may be surprised to find that the most savings is with some of the lesser-known companies.

Much more information about insurance coverage is available on the following sites: