Cheap 2004 Bentley Continental GT Car Insurance Rates

Online rate comparisons for the cheapest car insurance can seem difficult if you haven’t ever compared insurance using online quotes. Don’t be baffled because online price shopping is actually quite simple.

It’s important to quote other rates quite often because insurance coverage prices are adjusted regularly by insurance companies. Despite the fact that you may have had the best price on Continental GT insurance a couple years back you can probably find a better rate quote now. There are a lot of ways to save on insurance coverage online but in just a couple of minutes you can learn some excellent ideas to reduce your insurance coverage bill.

The most recommended method to compare insurance rates from multiple companies is to know the trick almost all companies actually pay money for the chance to give you rate quotes. The one thing you need to do is spend a couple of minutes providing details including if the vehicle is leased, how your vehicles are used, distance driven, and if you require a SR-22. Your information is instantly sent to multiple companies and they respond with quotes with very little delay.

To check 2004 Bentley Continental GT insurance prices now, click here and see if a lower rate is available.

Save a ton with discounts

Insurance can cost an arm and a leg, but there may be some discounts that you may not know about. Certain reductions will be credited when you get a quote, but occassionally some discounts must be specially asked for before they will apply.

  • Driving Data Discount – Drivers that enable companies to look at vehicle usage by using a telematics device such as Progressive’s Snapshot might get better premium rates if they are good drivers.
  • Discounts for Safe Drivers – Insureds without accidents could pay up to 40% less on Continental GT insurance than drivers with accidents.
  • Accident Free – Insureds who avoid accidents and claims can earn big discounts as compared to policyholders that have many claims.
  • Driver Safety – Taking part in a course teaching safe driver skills could possibly earn you a 5% discount depending on where you live.
  • Federal Government Employee – Federal government employees may qualify for a discount when you quote car insurance on Continental GT insurance but check with your company.

Keep in mind that some credits don’t apply the the whole policy. Most only apply to the price of certain insurance coverages like medical payments or collision. Even though the math looks like all the discounts add up to a free policy, you aren’t that lucky. Any amount of discount will definitely lower the amount you have to pay.

To view car insurance companies that offer some of these discounts, click here.

What is the best car insurance coverage?

When it comes to choosing the right insurance coverage for your personal vehicles, there is no one size fits all plan. Every insured’s situation is different.

For example, these questions may help you determine whether your personal situation may require specific advice.

  • Is my state a no-fault state?
  • Is upholstery damage covered by car insurance?
  • Should I bundle my homeowners policy with my auto?
  • Do I need an umbrella policy?
  • If I drive on a suspended license am I covered?
  • Why is insurance for a teen driver so high?
  • Where can I find high-risk insurance?
  • What is high-risk coverage and where do I buy it?
  • Should I buy more coverage than the required minimum liability coverage?

If you’re not sure about those questions but you think they might apply to your situation, you might consider talking to an agent. To find an agent in your area, simply complete this short form.

Car insurance coverage basics

Understanding the coverages of a car insurance policy aids in choosing the right coverages at the best deductibles and correct limits. The terms used in a policy can be ambiguous and nobody wants to actually read their policy.

Comprehensive or Other Than Collision – This coverage pays for damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as a broken windshield, hitting a deer, damage from getting keyed, rock chips in glass and a tree branch falling on your vehicle. The most your car insurance company will pay is the market value of your vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

UM/UIM Coverage – This coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries and also any damage incurred to your Bentley Continental GT.

Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Collision coverages – This pays to fix your vehicle from damage from colliding with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims such as sustaining damage from a pot hole, crashing into a building, backing into a parked car and hitting a parking meter. Collision is rather expensive coverage, so consider dropping it from older vehicles. Another option is to choose a higher deductible to bring the cost down.

Liability coverage – This protects you from damage that occurs to a person or their property in an accident. It protects you from legal claims by others, and does not provide coverage for your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see liability limits of 25/50/25 that means you have a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000.

Liability coverage protects against things like loss of income, medical services, medical expenses and attorney fees. How much liability should you purchase? That is a personal decision, but buy as large an amount as possible.

Medical costs insurance – Medical payments and Personal Injury Protection insurance pay for bills for things like chiropractic care, pain medications, rehabilitation expenses, prosthetic devices and doctor visits. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. It covers you and your occupants in addition to being hit by a car walking across the street. PIP is not available in all states and may carry a deductible