Compare 2001 GMC Jimmy Insurance Quotes

Trying to find cheaper auto insurance rates for your GMC Jimmy? Searching for cheaper insurance for a GMC Jimmy can be an all-consuming task, but you can learn our auto insurance buying tips and make it easy.

There are both good and bad ways to shop for auto insurance so we’re going to tell you the best way to quote coverages for your GMC and obtain the lowest price either online or from local insurance agents.

You should make it a habit to do price comparisons every six months since insurance prices are usually higher with each renewal. Just because you found the best deal on Jimmy insurance at your last renewal you will most likely find a better rate quote today. Forget anything you know (or think you know) about auto insurance because you’re going to get a crash course in the only way to save money, get proper coverage and the best rates.

The cheapest insurance coverage quotes

Shopping for lower insurance coverage rates can take hours if you don’t utilize the most efficient way to do it. You can waste hours discussing policy coverages with agents in your area, or you can utilize the web to accomplish the same thing much quicker.

Most car insurance companies enroll in a system that enables customers to submit their information once, and at least one company can give them a price determined by their information. This eliminates the need for quote forms for every insurance coverage company.

To enter your information into the quoting system, click here to open in new window.

The only downside to getting quotes like this is buyers cannot specifically choose the insurers you want pricing from. So if you want to choose specific insurance companies to compare rates, we have a listing of insurance coverage companies in your area. Click here for list of insurance companies.

The approach you take is up to you, just be sure you’re using the same coverages for each comparison quote. If your comparisons have different limits and deductibles on each one it will be nearly impossible to determine the lowest rate for your GMC Jimmy.

Car insurance discounts are available to lower your rates

Car insurance is not cheap nor is it fun to buy but companies offer discounts that may help make it more affordable. A few discounts will be applied when you purchase, but occassionally some discounts must be asked about prior to getting the savings.

Anti-theft System – Cars and trucks that have factory anti-theft systems prevent vehicle theft and will save you 10% or more.
Defensive Driver Discount – Passing a class that teaches defensive driver techniques could cut 5% off your bill if you qualify.
Active Military Service – Being deployed in the military can result in better rates.
Payment Method – If you pay your bill all at once rather than spreading payments over time you can avoid the installment charge.
Sign Early and Save – Some larger companies provide a discount for switching to them before your current coverage expires. It can save you around 10%.
Anti-lock Brakes – Cars equipped with ABS or steering control can reduce accidents and earn discounts up to 10%.
Discount for New Cars – Buying a new car model may earn a small discount since new vehicles are generally safer.

You should keep in mind that most of the big mark downs will not be given to the overall cost of the policy. A few only apply to the price of certain insurance coverages like liability and collision coverage. Just because it seems like you could get a free car insurance policy, you won’t be that lucky. Any amount of discount should definitely cut the premium cost.

Companies and a summarized list of policyholder discounts are shown below.

State Farm may have discounts that include student away at school, good student, multiple autos, good driver, and safe vehicle.
GEICO offers discounts for emergency military deployment, anti-lock brakes, daytime running lights, five-year accident-free, and anti-theft.
Liberty Mutual policyholders can earn discounts including good student, preferred payment discount, exclusive group savings, new vehicle discount, safety features, and multi-policy.
The Hartford has savings for air bag, good student, driver training, anti-theft, defensive driver, and vehicle fuel type.
MetLife discounts include accident-free, good student, defensive driver, multi-policy, claim-free, good driver
Progressive offers premium reductions for continuous coverage, homeowner, multi-vehicle, online signing, multi-policy, online quote discount, and good student.

When getting free auto insurance quotes, it’s a good idea to each company or agent which credits you are entitled to. Some discounts listed above may not be offered in your area. To find car insurance companies that offer some of these discounts, click here.

Everyone needs different insurance coverages

When buying adequate coverage for your personal vehicles, there is no “best” method to buy coverage. Everyone’s situation is unique.

For example, these questions can help discover whether you would benefit from an agent’s advice.

Am I covered when driving in Canada or Mexico?
If my pet gets injured in an accident are they covered?
Does having multiple vehicles earn me a discount?
Is rental equipment covered for theft or damage?
Is my business laptop covered if it gets stolen from my vehicle?
Why is insurance for a teen driver so high?
When would I need additional glass coverage?

If it’s difficult to answer those questions, then you may want to think about talking to a licensed agent. To find lower rates from a local agent, take a second and complete this form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Parts of your auto insurance policy

Having a good grasp of auto insurance aids in choosing the best coverages for your vehicles. Policy terminology can be impossible to understand and even agents have difficulty translating policy wording.

Coverage for uninsured or underinsured drivers

This provides protection from other motorists when they do not carry enough liability coverage. It can pay for injuries to you and your family as well as damage to your GMC Jimmy.

Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important. Normally your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.

Comprehensive auto insurance

Comprehensive insurance pays for damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as a tree branch falling on your vehicle, hail damage and hitting a bird. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Liability insurance

Liability coverage protects you from damage that occurs to other’s property or people that is your fault. It protects YOU against claims from other people, and does not provide coverage for your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show values of 25/50/25 that translate to a $25,000 limit per person for injuries, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property. Alternatively, you may have a combined single limit or CSL which combines the three limits into one amount rather than limiting it on a per person basis.

Liability coverage pays for things such as loss of income, pain and suffering and court costs. How much coverage you buy is a personal decision, but you should buy higher limits if possible.

Collision coverage

This pays for damage to your Jimmy from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things such as hitting a parking meter, scraping a guard rail and rolling your car. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It’s also possible to increase the deductible to get cheaper collision coverage.

Coverage for medical expenses

Med pay and PIP coverage provide coverage for short-term medical expenses like prosthetic devices, doctor visits and nursing services. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. Coverage applies to all vehicle occupants and will also cover if you are hit as a while walking down the street. Personal Injury Protection is not available in all states and may carry a deductible