2001 Bentley Continental Insurance Quotes

Consumers have options when looking for affordable Bentley Continental insurance. They can either spend hours contacting agents to compare prices or leverage the internet to compare rates. There is a right way and a wrong way to buy car insurance so you’re going to learn the quickest way to compare rates on a Bentley and get the lowest price.

If you have a policy now or need a new policy, you can use this information to find the best rates while maximizing coverage. The purpose of this article is to teach you the most effective way to quote insurance and some tips to save money. Vehicle owners only need an understanding of the most effective way to shop for auto insurance over the internet.

Auto insurance discounts are available to lower your rates

Auto insurance companies do not list their entire list of discounts very clearly, so we break down a few of the more well known in addition to some of the lesser obvious credits that may apply to you.

  • Discounts for Safe Drivers – Drivers who avoid accidents may save up to 50% more on Continental coverage than less cautious drivers.
  • Home Ownership Discount – Owning your own home or condo may trigger a policy discount on auto insurance since home ownership requires a higher level of personal finance.
  • Payment Method – If you pay your entire premium ahead of time as opposed to paying monthly you may have a lower total premium amount.
  • College Student Discount – Youth drivers who live away from home at college and won’t have access to an insured vehicle can receive lower rates.
  • Discount for New Cars – Buying a new car instead of a used car can save up to 30% because newer vehicles have to meet stringent safety requirements.
  • Auto/Life Discount – If the company offers life insurance, you could get a lower price if you buy some life insurance in addition to your auto policy.
  • Fewer Miles Equal More Savings – Driving fewer miles could earn better premium rates on cars that stay parked.
  • Multi-policy Discount – If you insure your home and vehicles with one insurance company you may save at least 10% off all policies.

As a footnote on discounts, most discounts do not apply to the entire cost. Some only apply to individual premiums such as physical damage coverage or medical payments. So when it seems like you could get a free auto insurance policy, companies wouldn’t make money that way. Any qualifying discounts will definitely reduce your overall bill.

Large auto insurance companies and a partial list of their discounts are:

  • State Farm offers discounts including Steer Clear safe driver discount, multiple autos, driver’s education, good driver, student away at school, and good student.
  • GEICO offers discounts for seat belt use, federal employee, daytime running lights, anti-lock brakes, defensive driver, and membership and employees.
  • Allstate offers premium reductions for new car, good payer, anti-theft, premier plus, teenSMART discount, and resident student.
  • SAFECO has savings for teen safety rewards, anti-theft, teen safe driver, bundle discounts, safe driver, and homeowner.
  • Farm Bureau may include discounts for youthful driver, driver training, renewal discount, 55 and retired, and multi-policy.
  • Progressive may offer discounts for online quote discount, multi-vehicle, homeowner, multi-policy, and online signing.
  • AAA may have discounts that include good student, education and occupation, AAA membership discount, good driver, anti-theft, and multi-policy.

When comparing rates, check with every prospective company which credits you are entitled to. Depending on the company, some discounts might not be offered on policies in every state. If you would like to choose from a list of companies that can offer you the previously mentioned discounts, follow this link.

How much does auto insurance cost?

There are multiple methods to shop for auto insurance, but some are more efficient than others. You can spend countless hours driving to insurance companies in your area, or you could use the internet to maximize your effort.

Many of the larger companies take part in a program that allows shoppers to enter their policy data once, and every company then gives them pricing based on the submitted data. This saves time by eliminating form submissions to every company.

To get comparison pricing now click to open in new window.

The only drawback to comparing rates this way is you don’t know exactly which insurance companies you want to price. If you would rather choose specific insurance companies to compare prices, we have assembled a list of the cheapest auto insurance companies in your area. View list of insurance companies.

It’s up to you which method you use, but do your best to enter apples-to-apples quote data for each quote you get. If you have different coverage information you can’t possibly truly determine the lowest rate.

Everyone needs different insurance coverage coverages

When it comes to choosing the best insurance coverage coverage for your vehicles, there is no best way to insure your cars. Everyone’s needs are different.

These are some specific questions can help discover whether you may require specific advice.

  • How much liability coverage do I need in my state?
  • When should I remove comp and collision on my 2001 Bentley Continental?
  • Do I need PIP (personal injury protection) coverage in my state?
  • How do I insure my teen driver?
  • Am I covered if I break a side mirror?
  • What should my uninsured motorist coverage limits be in my state?
  • How can I force my company to pay a claim?

If it’s difficult to answer those questions but one or more may apply to you, then you may want to think about talking to a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form. It only takes a few minutes and may give you better protection.

Parts of your insurance policy

Learning about specific coverages of a insurance policy can help you determine the right coverages for your vehicles. The coverage terms in a policy can be difficult to understand and reading a policy is terribly boring.

Auto liability insurance – Liability coverage will cover damages or injuries you inflict on a person or their property in an accident. It protects YOU against other people’s claims. It does not cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show values of 25/50/25 that means you have a limit of $25,000 per injured person, a limit of $50,000 in injury protection per accident, and a limit of $25,000 paid for damaged property.

Liability insurance covers claims like emergency aid, medical services, structural damage, attorney fees and loss of income. The amount of liability coverage you purchase is a decision to put some thought into, but buy as much as you can afford.

Collision coverage – Collision insurance pays for damage to your Continental from colliding with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision coverage protects against claims such as colliding with another moving vehicle, hitting a mailbox, sustaining damage from a pot hole, scraping a guard rail and crashing into a ditch. Paying for collision coverage can be pricey, so consider removing coverage from lower value vehicles. You can also raise the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage – This coverage provides protection from other drivers when they are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries as well as your vehicle’s damage.

Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Comprehensive auto coverage – This pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as damage from a tornado or hurricane, vandalism and a tree branch falling on your vehicle. The maximum amount your insurance company will pay is the actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Medical payments and PIP coverage – Medical payments and Personal Injury Protection insurance pay for immediate expenses for things like rehabilitation expenses, funeral costs and surgery. The coverages can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Coverage applies to both the driver and occupants and also covers if you are hit as a while walking down the street. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage

One last thing

As you restructure your insurance plan, it’s a bad idea to buy lower coverage limits just to save a few bucks. There are a lot of situations where an accident victim reduced uninsured motorist or liability limits and discovered at claim time that the small savings ended up costing them much more. Your goal should be to purchase plenty of coverage at a price you can afford.

Discount 2001 Bentley Continental insurance is attainable both online and with local insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some auto insurance companies do not offer rates over the internet and many times these smaller providers only sell through local independent agents.

You just learned a lot of techniques to compare 2001 Bentley Continental insurance car insurance rates online. The key concept to understand is the more quotes you get, the higher the chance of saving money. You may be surprised to find that the lowest car insurance rates come from a smaller regional carrier.

Much more information about auto insurance can be found below: