Lower Your 2001 Bentley Azure Insurance Quotes

Are you irritated from paying out the nose to pay your insurance coverage bill each month? You have the same problem as many other consumers. Many auto insurance companies compete for your hard-earned dollar, and it can be difficult to compare rates to find the absolute cheapest price

If you have a policy now or are just looking to switch companies, you can follow these tips to get lower rates and possibly find even better coverage. Buying car insurance is quite easy. Drivers just need to understand the best way to shop their coverage around online.

Compare free auto insurance rate quotes

There are a variety of methods to compare auto insurance quotes, but some are easier and takes less work. You can waste a few hours (or days) talking about coverages with insurance companies in your area, or you can utilize the internet for quick rates.

All the larger companies take part in a program that allows shoppers to only type in their quote data once, and at least one company then returns a price quote based on the submitted data. This system prevents you from having to do repetitive form submissions for every auto insurance company.

To fill out one form to compare multiple rates now click to open in new window.

One minor caviat to getting quotes like this is you cannot specify the providers you want pricing from. So if you prefer to choose specific providers to request quotes from, we have a listing of the cheapest auto insurance companies in your area. View list of insurance companies.

You can choose any of those ways to find more affodable coverage, but ensure you are comparing identical deductibles and coverage limits for every quote you compare. If your comparisons have different data it’s not possible to determine which company has the best rates.

Will just any policy work for me?

When it comes to choosing coverage, there really is not a one size fits all plan. Every insured’s situation is different so your insurance should reflect that Here are some questions about coverages that might help in determining whether your personal situation might need professional guidance.

What is the minimum liability in my state?
Why am I required to get a high-risk car insurance policy?
Do I need motorclub coverage?
Does my insurance cover my expensive audio equipment?
What is no-fault insurance?
Does medical payments coverage apply to all occupants?
Do I have newly-aquired coverage?
Should I have combined single limit or split liability limits?

If you’re not sure about those questions but you think they might apply to your situation, you may need to chat with an insurance agent. If you want to speak to an agent in your area, take a second and complete this form or go to this page to view a list of companies. It’s fast, free and you can get the answers you need.

Specifics of your auto insurance policy

Learning about specific coverages of your policy can be of help when determining the best coverages and the correct deductibles and limits. The coverage terms in a policy can be impossible to understand and even agents have difficulty translating policy wording. Below you’ll find typical coverage types offered by auto insurance companies.

Liability car insurance

This can cover damage or injury you incur to other’s property or people in an accident. It protects you against other people’s claims, and doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show limits of 25/50/25 that means you have $25,000 bodily injury coverage, $50,000 for the entire accident, and property damage coverage for $25,000.

Liability coverage protects against claims like repair costs for stationary objects, legal defense fees, court costs and medical expenses. The amount of liability coverage you purchase is up to you, but consider buying higher limits if possible.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for bills for nursing services, surgery, prosthetic devices, hospital visits and doctor visits. They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. They cover both the driver and occupants as well as any family member struck as a pedestrian. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage

Coverage for collisions

Collision coverage pays for damage to your Azure from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in.

Collision insurance covers claims like sideswiping another vehicle, colliding with a tree, damaging your car on a curb and backing into a parked car. This coverage can be expensive, so consider dropping it from vehicles that are older. You can also choose a higher deductible to save money on collision insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection when other motorists either are underinsured or have no liability coverage at all. This coverage pays for medical payments for you and your occupants and also any damage incurred to your Bentley Azure.

Since a lot of drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims like a broken windshield, hail damage, damage from flooding and falling objects. The highest amount you’ll receive from a claim is the cash value of the vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.