2000 Chevrolet Impala Insurance Quotes

Paying for overpriced Chevrolet Impala insurance can consume your savings and put a big crunch on your finances. Price shopping at each renewal is a smart way to lower your monthly bill.

Because you have many insurance companies to choose from, it is very difficult to pick a more affordable insurance company.

Smart consumers take time to shop coverage around on a regular basis because insurance rates tend to go up over time. If you had the lowest premium rates for Impala insurance at your last renewal you can probably find a better price now. There are lots of tips to save on insurance out there, but I’m going to show you some proven techniques to slash your insurance rates.

The quickest way to compare rates is to understand most of the bigger providers provide online access to compare rate quotes. The only thing you need to do is provide details such as whether or not you need a SR-22, the type of vehicles you drive, how your vehicles are used, and level of coverage desired. The data is instantly provided to insurance carriers in your area and you receive quotes instantly to find the best rate.

To get price quotes for your 2000 Chevy Impala now, click here and enter your coverage details.

Tailor your insurance coverage to you

When choosing the right insurance coverage, there is no single plan that fits everyone. Your needs are not the same as everyone else’s and your policy should reflect that. Here are some questions about coverages that might point out whether you might need professional guidance.

  • Is business equipment covered while in my vehicle?
  • What is PIP insurance?
  • Is my state a no-fault state?
  • Does my 2000 Chevy Impala need full coverage?
  • How much can I save by bundling my policies?
  • Am I covered if I wreck a rental car?
  • Can I afford to pay high deductible claims out of pocket?

If you’re not sure about those questions but you know they apply to you, you might consider talking to an insurance agent. If you want to speak to an agent in your area, simply complete this short form or go to this page to view a list of companies. It is quick, free and can help protect your family.

Specific coverage details

Learning about specific coverages of car insurance can be of help when determining the right coverages and proper limits and deductibles. The terms used in a policy can be difficult to understand and even agents have difficulty translating policy wording. Below you’ll find the normal coverages found on the average car insurance policy.

Coverage for uninsured or underinsured drivers – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries as well as damage to your Chevy Impala.

Because many people have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked. Usually these coverages do not exceed the liability coverage limits.

Comprehensive car insurance – Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims such as a tree branch falling on your vehicle, damage from getting keyed and falling objects. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Coverage for medical expenses – Coverage for medical payments and/or PIP reimburse you for bills such as pain medications, rehabilitation expenses, X-ray expenses, funeral costs and chiropractic care. They are used to cover expenses not covered by your health insurance plan or if you do not have health coverage. Coverage applies to all vehicle occupants and also covers getting struck while a pedestrian. PIP is not available in all states and may carry a deductible

Liability auto insurance – This coverage provides protection from injuries or damage you cause to a person or their property that is your fault. It protects you from legal claims by others. Liability doesn’t cover damage to your own property or vehicle.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 100/300/100 that translate to a $100,000 limit per person for injuries, $300,000 for the entire accident, and a total limit of $100,000 for damage to vehicles and property. Some companies may use a combined single limit or CSL which limits claims to one amount rather than limiting it on a per person basis.

Liability insurance covers claims like emergency aid, medical services and legal defense fees. How much liability should you purchase? That is up to you, but you should buy higher limits if possible.

Collision coverages – Collision coverage will pay to fix damage to your Impala caused by collision with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage protects against things such as scraping a guard rail, hitting a parking meter and sideswiping another vehicle. Collision is rather expensive coverage, so consider dropping it from lower value vehicles. Drivers also have the option to raise the deductible in order to get cheaper collision rates.