Lower Your 1997 Volkswagen Jetta Insurance Quotes

Tired of scraping nickels together to keep your car insured? You have the same problem as most other vehicle owners. Multiple insurers compete to insure your vehicles, and because of this it can be hard to compare auto insurance companies to get the lowest price

Compare auto insurance quotes

Comparing auto insurance rates can be a daunting task if you don’t utilize the most efficient way to do it. You could spend the better part of a day talking to local insurance agents in your area, or you could use online quotes to maximize your effort.

Many popular insurance companies are enrolled in a marketplace where prospective buyers enter their policy data once, and each participating company then returns a price quote for coverage. This saves time by eliminating quote forms to each individual auto insurance company.

To compare rates now click here (opens in new window).

The one disadvantage to using this type of form is you cannot specify the providers you want to price. So if you want to choose specific insurance companies to receive pricing from, we have a listing of companies who write auto insurance in your area. View list of insurance companies.

It’s up to you how you get prices quotes, just do your best to enter apples-to-apples coverages on every quote you get. If your comparisons have different liability limits you will not be able to determine the lowest rate for your Volkswagen Jetta.

Tailor your insurance coverage coverage to you

When buying the right insurance coverage, there isn’t really a one size fits all plan. Everyone’s needs are different so your insurance needs to address that. For instance, these questions may help you determine if your insurance needs will benefit from professional help.

Is my babysitter covered when using my vehicle?
Is my teenager covered with friends in the car?
Can my teen driver be rated on a liability-only vehicle?
Does my policy pay for OEM or aftermarket parts?
Am I covered when using my vehicle for business?
I have a DUI can I still get coverage?
Are rental cars covered under my policy?

If you’re not sure about those questions but you know they apply to you, you may need to chat with a licensed agent. If you want to speak to an agent in your area, complete this form or you can also visit this page to select a carrier It is quick, free and can help protect your family.

Coverages available on your insurance policy

Understanding the coverages of your insurance policy can be of help when determining the right coverages and proper limits and deductibles. The terms used in a policy can be confusing and coverage can change by endorsement. Listed below are typical coverage types available from insurance companies.

Auto liability

This coverage protects you from damage that occurs to other people or property in an accident. This coverage protects you against claims from other people, and does not provide coverage for your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see liability limits of 100/300/100 which means $100,000 in coverage for each person’s injuries, a limit of $300,000 in injury protection per accident, and property damage coverage for $100,000.

Liability coverage protects against things such as structural damage, emergency aid and court costs. How much coverage you buy is a decision to put some thought into, but buy higher limits if possible.

Protection from uninsured/underinsured drivers

This coverage provides protection when other motorists do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since a lot of drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Comprehensive (Other than Collision)

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims such as hitting a deer, vandalism and theft. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Auto collision coverage

This pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.

Collision can pay for things such as sideswiping another vehicle, crashing into a building, hitting a mailbox and colliding with another moving vehicle. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. Another option is to bump up the deductible to get cheaper collision coverage.

Medical expense insurance

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses for things like surgery, EMT expenses, X-ray expenses, prosthetic devices and doctor visits. They can be used to cover expenses not covered by your health insurance program or if you do not have health coverage. Coverage applies to you and your occupants in addition to being hit by a car walking across the street. PIP coverage is not an option in every state but can be used in place of medical payments coverage