1993 Toyota Supra Insurance Quotes – 7 Ways to Save

Locating low-cost insurance for your Toyota Supra could be difficult, but you can follow the following methods to make it easier.

There is a right way and a wrong way to shop for insurance so you’re going to learn the quickest way to compare rates on a Toyota and find the cheapest rates.

Shop car insurance online

The majority of larger companies allow consumers to get coverage prices on the web. The process is easy for anyone as you simply enter your coverage preferences on the page. When complete, their quoting system sends out for information on your driving record and credit history and provides a quote based on these factors.

Quoting online makes comparing rates easy, but having to visit multiple sites and fill out multiple forms is not the best way to spend an afternoon. But it’s absolutely necessary to do this if you want to get better prices.

There is a better way!

A better way to locate the lowest prices uses just one form to get prices from several companies at one time. It’s a real time-saver, requires less work, and makes online quotes a lot less work. Once the form is submitted, it is rated and you can select any one of the returned quotes.

If you find a better price you simply finish the application and buy the policy. The entire process takes 15 minutes at the most and you’ll know if lower rates are available.

To quickly find out how much you’re overpaying now, simply click here to open in new window and enter your information. To compare your current rates, we recommend you type in identical to your current policy. Doing this assures you will receive rate comparison quotes based on identical coverages.

Tailor your insurance coverage to you

When it comes to choosing the right insurance coverage, there isn’t really a one size fits all plan. Your needs are not the same as everyone else’s.

Here are some questions about coverages that could help you determine whether or not you might need professional guidance.

  • Is my state a no-fault state?
  • Can I rate high risk drivers on liability-only vehicles?
  • Should I put collision coverage on all my vehicles?
  • Does medical payments coverage apply to all occupants?
  • Are my tools covered if they get stolen from my vehicle?
  • Does my personal policy cover me when driving out-of-state?
  • Do I pay less for low miles?
  • Who is covered when they drive my 1993 Toyota Supra?
  • Am I covered when pulling a rental trailer?

If it’s difficult to answer those questions but a few of them apply then you might want to talk to a licensed agent. To find lower rates from a local agent, fill out this quick form. It is quick, free and can provide invaluable advice.

Insurance coverage options for a 1993 Toyota Supra

Having a good grasp of your policy aids in choosing the best coverages for your vehicles. Policy terminology can be confusing and coverage can change by endorsement.

UM/UIM (Uninsured/Underinsured Motorist) coverage – This coverage protects you and your vehicle’s occupants when other motorists either have no liability insurance or not enough. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked. Normally the UM/UIM limits are set the same as your liablity limits.

Liability insurance – This coverage will cover damage or injury you incur to other people or property in an accident. Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 25/50/25 that means you have $25,000 bodily injury coverage, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property. Occasionally you may see a combined limit which combines the three limits into one amount with no separate limits for injury or property damage.

Liability insurance covers things such as structural damage, pain and suffering, repair bills for other people’s vehicles and court costs. How much liability coverage do you need? That is your choice, but it’s cheap coverage so purchase as large an amount as possible.

Medical payments and PIP coverage – Coverage for medical payments and/or PIP pay for bills for pain medications, funeral costs, rehabilitation expenses, prosthetic devices and nursing services. They can be utilized in addition to your health insurance program or if you do not have health coverage. Coverage applies to both the driver and occupants and also covers being hit by a car walking across the street. Personal Injury Protection is not universally available and may carry a deductible

Comprehensive auto coverage – This coverage pays for damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay.

Comprehensive insurance covers claims like theft, rock chips in glass and damage from flooding. The maximum payout a insurance company will pay at claim time is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Collision coverage – Collision coverage covers damage to your Supra from colliding with an object or car. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims like colliding with a tree, sideswiping another vehicle and hitting a parking meter. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to bump up the deductible to get cheaper collision coverage.